The No Cash Allowance

Why do you think allowances are so tricky for parents? “We think kids need money, but we don’t want them to make mistakes.” Lynne visits Morning Blend and talks allowances while giving a basic overview of The No-Cash Allowance book.

Kids Managing Money

“Spending is not the same as managing money.” Lynne discusses how much money you should let your kids handle and why it’s important to trust them to make the right decisions.

Parenting 2.0 Conference

“As parents the most challenging part is giving up control.” Lynne discusses how she helped her kids develop good money habits. She created and tested The No-Cash Allowance system with her only family; a process she defines in her book.


Everyday Wisdom For Families

“It eliminates stress. It makes money more of a topic you can talk about with your family.” In this radio interview, Lynne discusses the importance of keeping an allowance and expenses log and gives tips for controlling the emotional side of money.

Army Wife Network

“They had to be aware everytime they made a money decision… If they don’t keep good records the money just isn’t there” Lynne goes on Army Wife Talk Radio and shares tips on how to motivate kids the No-Cash way.

About The Book

The No-Cash Allowance by Lynne Finch is a hands-on money management system for parents to facilitate in the home. The strategy can be applied in homeschooling or as a companion to classroom financial literacy. This approach shapes behavior through positive reinforcement by empowering children to make real decisions.

Children from pre-school through high school learn how to manage money as a number. Activities introduce concepts of debit cards, ATMs, electronic transfers and credit transactions using their own money.

Examples of dialogue between parent and child create a picture of real life situations. Charts, tables and illustrations show how to set-up the allowance system. As a result, children are responsible for tracking all their money in their own accounts.

A no-cash allowance places continuing control of cash and non-cash money in the hands of the child. Consequently this creates a child-size version of real-life money management.

About The Author

Lynne Finch is the author of The No-Cash Allowance. She writes, blogs, and speaks about kids and money. In addition to TV and radio appearances, Finch presents at money conferences. She was financial lead for the P20 money conference in San Diego. 

Her keen insight into the world of children resulted in several award-winning stories for children. She has received numerous awards for non-fiction as well as adult fiction. Her published writing includes how-to, humor, and opinion pieces.

Lynne is an allowance expert and award-winning author. Contact her to speak or conduct a workshop at your next event.


Lynne Finch  |  | 920-982-1475




New London, WI 54961